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Old/Classic Car Insurance Policy

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People or shall we say, Americans are very passionate about older cars that they collect, maintain and restored. These old classics cars are some of the best in the auto industry and most powerful muscle cars around the world and more rarely than not they come into your garage with broken down engines that can be repaired but some opt to do with an overall engine swap which is cheaper. May well it be to maintain the original feel or for upgrade purposes, the engine is an integral part of the whole vehicle and is also important to you and your insurance company.

Do you know that swapping out your old engine for a better more modern and powerful one if not done correctly can invalidate your car insurance policy? Such actions are considered to be “modifications” and your car’s chassis is matched from the factory and are both encoded within the cryptic VIN number.

There is a legal way of doing this with the proper papers presented to the DMV you’re your car insurance company regarding the engine and its history. Getting the DMV files updated legalizes your upgrade or engine swap, getting the records straight and making you have less headache in your car insurance claims.




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