According to a new study, without any health care reform there will be a 94% for health care insurance premium by 2020. The research was done by Commonwealth Fund, a non-profit health care charity.

The research title: “Paying the Price: How Health Insurance Premiums Are Eating Up Middle-Class Incomes,” which concluded that the employer sponsored health insurance premium will increase with the current trend. In the next ten years an average family spending $12 298 on their health insurance each year will need to spend $23 841 by 2020.

However, the employers pay most of the health care insurance premiums. The employers will need to cut back in order to pay for their workers health insurance coverage. This leaves the workers to have lower earnings with no raises and reducing their retirement savings.

Most middle and low income families don’t have much choice when it comes to their health insurance plan selections and the new bill currently in Congress will most likely to change anything. New York Times David Leonhardt columnist argues.

The new controversial health public option with the government backing health plan is another option for most Americans if the bill pass. According to the Congressional Budget Office, the new bill will let Americans who are already cover at work would still be covered at work under the new health care reform bill.

It is still correct to say that employers will still have some choices to pick their health insurance company, but in some other states only two or three health insurance companies are the limit, according to the Associated Press.

About eight out of ten Americans support the public health insurance plan that is currently in Congress. The statistic was done by AARP and was finish by Penn, Schoen & Berland Associates which was release on Tuesday at the AARP event.

It seem that most people support the public heath insurance plan, but only four out of ten people can really describe what the public health insurance option mean. To President Obama, this is bad news since he may be fronting probable defeat for his health care reform.